What is Investment Planning?
Investment planning is about putting your money to work for you — building wealth over time so you can achieve your financial goals. Whether that's a comfortable retirement, your children's education, a property purchase, or simply protecting your savings against inflation, the right investment strategy makes all the difference.
Horak Insurance Brokers offers personalised investment guidance — helping you understand your options, your risk tolerance, and your time horizon. We work with leading South African investment houses including Old Mutual, Sanlam, Discovery Invest, Momentum and Liberty.
What's Covered
Retirement Annuities
Tax-efficient long-term savings that grow your retirement nest egg with discipline and consistency.
Tax-Free Savings
Annual tax-free contributions that grow without being taxed on interest, dividends or capital gains.
Unit Trusts
Diversified funds managed by professionals — flexible access to growth across markets.
Endowment Policies
Tax-efficient five-year-plus investments suitable for higher-income earners.
Education Plans
Dedicated savings vehicles for your children's future schooling and tertiary education.
Living Annuities
Drawdown options at retirement that keep your capital invested while providing income.
ETFs
Low-cost, index-tracking funds offering diversified exposure to markets, sectors or themes.
Managed Share Portfolios
Bespoke share portfolios actively managed by professional portfolio managers on your behalf.
Structured Products
Tailored investments that combine growth potential with defined risk parameters and outcomes.
Collective Investment Schemes
Pooled investment vehicles professionally managed to provide diversified market exposure.
Why Use an Investment Broker?
Book Your Free Investment Consultation Today
Serving clients across all of South Africa. Based at 28 Lebombo Street, Winchester Hills, Johannesburg. Call us on 011 680 6603 or request a free quote and we'll be in touch.
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